03
Mobile Banking
An app for accounts, transfers, bills and loans. It posts to the core in real time.
- Branded for the bank
- No separate mobile ledger to reconcile
- RCBC DiskarTech: 1M users in 38 days
Mobile Banking Suite
Your customers, on the same core as your branches.
Mobile, internet and agency banking read and write to the same ledger as the teller. A balance on the phone is the balance in the bank.
What's in this suite
04
Internet Banking
The same account functions in the browser, for customers who work from a desk.
- Balances, transfers, bills and top-ups
- Same ledger as mobile and branch
- Same permissions across channels
05
Agency Banking
Agents and sari-sari stores become satellite branches that post to the core.
- Cash-in, cash-out and payments
- Agent limits and commissions in the core
- No new servers or sites
06
eKYC
Verifies identity digitally so customers can open an account without visiting a branch.
- Digital identity verification
- Account opening from mobile or agents
- Customer record created once, in the core
Every suite runs on the same core.
Deposits, loans, payments and mobile transactions post to one integrated ledger. There is no separate system to reconcile against and no overnight batch between products.