07
Loan Management
Handles the loan from release to collection, for regular and microfinance portfolios.
- Schedules, interest and penalties in the core
- Collections visible to head office same day
- Villarica: loan volume up 758%
Loan Management Suite
Lending from application to last payment, on one system.
Origination, management and credit scoring for regular and microfinance loans. Every release and every collection posts to the same ledger as deposits.
What's in this suite
08
Loan Origination
Configurable to the bank's own products and approval flow, in branches or agent offices.
- Application, evaluation and approval workflow
- Configurable products, limits and levels
- Branches and agent offices
09
AI-driven Credit Scoring
Estimates repayment probability from more than 600 characteristics.
- Score at the point of decision
- Score inside the origination workflow
- Consistent across branches and officers
Every suite runs on the same core.
Deposits, loans, payments and mobile transactions post to one integrated ledger. There is no separate system to reconcile against and no overnight batch between products.